Lending

You can count on Farmers State Bank for a variety of both consumer and commercial loans with competitive rates and terms. Whether you need cash for new or used vehicles, home improvements, that special personal vacation, or starting a new business, we are here for you. More importantly, all our loan decisions are made locally and by people who live and work in our community.

Personal Loans

Vehicle Loans

Ready to buy that car you always wanted?
We can put you in the driver's seat with a low-interest vehicle loan: Cars, Trucks, & SUVs

Recreational Loans

Spending your leisure time with family is a great way to relax. We have a recreational vehicle loan with terms to suit you!

Boats & Motors
Recreational Vehicles

Unsecured Loans

We are here to help with any of your lending needs.

Vacations
Personal Lines of Credit
Other Personal Loans

Contact us to apply!

For more detailed information about Loans at Farmers State Bank, please contact us at (706) 359-3131 or stop by one of our locations in Lincolnton, Washington, or Thomson.

Commercial Loans

You can count on Farmers State Bank for a variety of commercial loans with competitive rates and terms. All of our loan decisions are made locally and by people who live and work in our community.

We offer a full range of business loans to help meet any need you might have.

Equipment
Inventory
Operating Capital
Construction
Expansion

Contact us to apply!

For more detailed information about Loans at Farmers State Bank, please contact us at (706) 359-3131 or stop by one of our locations in Lincolnton, Washington, or Thomson.

Home Mortgages

Buying a home is one of life's biggest events. At Farmers State Bank, our goal is to make the process of financing your new home as smooth and stress-free as possible. That may sound like a tall order, but having an experienced local lending team really makes a difference. Our team will be with you every step of the way.

We promise:

Hands-on, personalized service
Mortgage experience you won't find anywhere else
Specialized guidance throughout the entire buying process
A dedicated lender and contact will be available and accessible to you

Real Estate Requested Documents

For more detailed information about Mortgage Loans at Farmers State Bank, please contact us at 1-833-BANKFSB or stop by one of our locations in Lincolnton, Washington, or Thomson.

Mortgage Loan Originators

Lauri Danielle Aycock - Lincolnton NMLS #619126
Maria Thomas Bradford - Lincolnton NMLS #616478
Harvey Guillebeau Mattison - Lincolnton NMLS #769225
Renee Eick Wright - Thomson NMLS #405542
Renae Gunby Connor - Thomson NMLS #1208700
Farmers State Bank NMLS ID #408442