What Does Farmers State Bank Do With Your Personal Information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number, income and employment information
  • Account Balances and transaction history
  • Credit History and payment history

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Farmers State Bank chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information Does Farmers State Bank share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.		 Yes No
For our marketing purposes—
to offer our products and services to you.		 No We don't share
For joint marketing with other financial companies. No We don't share
For our affiliates’ everyday business purposes—
information about your transactions and experiences.		 No We don't share
For our affiliates’ everyday business purposes—
information about your creditworthiness.		 No We don't share
For non-affiliates to market to you No We don't share


Questions?
Call (706) 359-3131 or go to www.farmersstateonline.com


Who we are
Who is providing this notice? Farmers State Bank


What we do
How does Farmers State Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Farmers State Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card
  • Pay us by check

We also collect your personal information from others, such as credit bureaus or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices apply to all joint account holders on the account.


Definitions
Affilliates Companies related by common ownership or control. They can be financial and nonfinancial companies. Farmers State Bank does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. Farmers State Bank does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include companies that provide marketing services on our behalf and other financial institutions with which we have joint marketing agreements.


Mobile Privacy Policy
Why? The mobile application requests access to information stored on your device such as location, camera, contacts, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account.
    It is important for you to understand that:
  • Before granting access to this information, you will be prompted to give the application that permission.
  • If you do not wish to grant that permission, you may decline.
  • If you later change your mind, those permissions can be updated in your device's settings.
What? Some examples of information your app will request access to are:
  • Location
  • Contacts
  • Camera
How? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. The application information is retained in accordance with state and federal record retention laws. Please contact us to determine specific timeframes for your personal stored information and if that information may be deleted.
Questions? Please contact Farmers State Bank at (706) 359-3131 regarding questions about the information included in this Mobile Privacy Disclosure or questions about this application you can also access the bank’s full Privacy Policy at www.farmersstateonline.com.