Personal Checking

You can count on Farmers State Bank for a variety of personal checking accounts with competitive rates and terms. More importantly, all our employees are people who live and work in our community.

Simply Checking

  • No Minimum Balance Required

  • Unlimited Check Writing

  • Overdraft Protection with Another FSB Checking Account

  • FREE Direct Deposit

  • FREE Debit Card or ATM Card

  • FREE Internet Banking & Online Bill Pay

  • FREE 24 Hour Automated Telephone Banking

  • Electronic Monthly Statements

  • Paper Statement Fee* (Required to enroll in Online Banking and E-Delivery within 30 days of account opening, or your account will be charged $1.00 for a paper statement per month)

BanClub Checking

Minimum Opening Deposit of $50 with no minimum balance required thereafter

FREE Single BanClub Checks
FREE Debit Card or ATM Card
FREE Direct Deposit
FREE Internet Banking & Online Bill Pay
FREE 24 Hour Automated Telephone Banking
Benefits include $10,000 Accidental Insurance

(NOT A DEPOSIT, NOT FDIC-INSURED, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY THE BANK, MAY GO DOWN IN VALUE)

Monthly Maintenance Fee of $8.50
Paper Statement Fee*

(Required to enroll in Online Banking and E-Delivery within 30 days of account opening, or your account will be charged $1.00 for a paper statement per month)

Plus Checking-Now

Earn Interest on your account balance starting at just $750.00. 

$750 minimum balance to open the account

A maintenance fee of $5.00 will be imposed if the daily balance falls below $750.00 or if the average daily balance falls below
$1,500 any day of the statement cycle, with an additional per debit charge of $0.25 if these balances are not maintained.

FREE Debit Card or ATM Card
FREE Direct Deposit
FREE Internet Banking & Online Bill Pay
FREE 24 Hour Automated Telephone Banking
 

Paper Statement Fee* (Required to enroll in Online Banking and E-Delivery within 30 days of account opening,
or your account will be charged $1.00 for a paper statement per month)