Personal Savings

Personal Savings

You can count on Farmers State Bank for a variety of savings accounts with competitive rates and terms. More importantly, all our employees are people who live and work in our community.

Regular Savings

A simple account that earns interest and a great way to save for your future.

Minimum opening deposit: $100
Interest Compounded and Credited Quarterly
A maintenance fee of $2.00 will be imposed every quarter if the balance in the account falls below $100 any day of the month.
A withdrawal fee of $2 will be charged for each debit transaction in excess of three during a quarter.
FREE Internet Banking 
FREE 24 Hour Automated Telephone Banking
Paper Statement Fee*
(Required to enroll in Online Banking and E-Delivery within 30 days of account opening, or your account will be charged $1.00 for a paper statement per month)

Minor Savings

Set children on the right path to a lifetime of financial responsibility. Help them begin to learn how to manage their money with an FSB savings account for children under the age of 18.

Minimum opening deposit: $25
Interest Compounded Daily and Credited Quarterly 
No Monthly Maintenance Fee
A withdrawal fee of $2 will be charged for each debit transaction in excess of three during a quarter.
FREE Internet Banking 
FREE 24 Hour Automated Telephone Banking
Paper Statement Fee*
(Required to enroll in Online Banking and E-Delivery within 30 days of account opening, or your account will be charged $1.00 for a paper statement per month)

Money Market Account

Earn *interest on your account balance starting at just $1,000.00. 

$1,000.00 minimum deposit to open the account
A maintenance fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the statement cycle. 
An excessive money market transaction fee of $5.00 will be charged for each debit transaction in excess of six during a statement cycle.
FREE Internet Banking & Online Bill Pay
FREE 24 Hour Automated Telephone Banking
Paper Statement Fee*
(Required to enroll in Online Banking and E-Delivery within 30 days of account opening, or your account will be charged $1.00 for a paper statement per month)

*Based on Tiered Rates

Certificates of Deposit (CDs)

The minimum balance to open an account is $500.00
Maturities available to meet your needs
Competitive interest rates vary with the length of maturity
Subject to bank penalties for early withdrawal
For a complete listing of our CD terms and rates, contact us

Individual Retirement Accounts

The minimum balance to open an account is $500.00
Maturities available to meet your needs
Competitive interest rates vary with the length of maturity
Subject to bank or IRS penalties for early withdrawal
For a complete listing of our IRA terms and rates, contact us